Calculate your Debt-to-Income (DTI) ratio in seconds. Enter your monthly income and debts to see if mortgage lenders classify your DTI ratio as low, medium, or high risk.
The minimum amount you are required to pay on your credit card each month
Total you pay each month on student loans
Total you pay each month on car loans
Total you pay each month on personal loans
Total monthly amount paid for child support or alimony
Additional debt excluding living expenses such as utility bills, food & entertainment.
Monthly income before taxes
Generally, a DTI below 35% is considered low risk, 35-43% is medium risk, and 43% or higher is high risk.